mjenkinsblackdog - If what you say is correct, and the average Captain can add on 14k/15k in allowances, that would make even my figure of £89-odd thousand a bit on the low side.
Applying your figures to mine, that means there are those amongst your number who are raking in a stonking £96,000 per year.
I hope you're not one of the BALPA team being sent along to chat to those who pay you; just in case you are, remember that lucid and well-reasoned arguement will always triumph over cheap jibes and personal insults. Or maybe you too failed the verbal reasoning test for one of the real airlines?