PPL in UK 6.5k to 7.5K depending where you go. You can get it cheaper in the US.
Hour building you can join a group you can get for 70 quid an hour wet or there are people who will hire you a plane dry for about 50 quid an hour (have to be a bit careful here we have had issues with advertising in the past) Or go to the US.
CPL IR
CPL with Airways for example £6100
IR either 15k if done first or £13300 if done after CPL.
MEP 3.5k
Only reason why I use them for an example is that I am very impressed with there product they are proberly not the cheapest but produce the goods.
Night if not done with PPL another 1.5k
MCC 2k
So your pricing is so so way off the mark.
If you are comparing doing the modular route at that particular school you are correct that its just as big waste of cash than self financing a intergrated course there.