ADC, just because the repayments are easy it doesn't mean that the money isn't spent, just that it's not that unpleasant to pay back, but still there are people shelling out £40k in loans to do English Literature and end up in a career in HR. I spent about that for my fATPL and I have a job flying planes I get paid well enough and I have a nice lifestyle (for the moment).
The whole professional training industry is totally arse about tit, people are being trained for all kinds of professions because it's financially beneficial to the training company but at no point does it guarantee to deliver skilled people into real jobs and for all of this, they take out long term easy repay loans. It's still a loan and it's still spent money.