Splosh,
Make some calculations : if U fly an average of 4h per w-e (considering U probably won't be able to fly each & every w-e), that would give U an extra 200h by the end of June 2002. Is it what U're missing to de-freeze ?
If so, I'd go for it. If U need a lot more than that, it may indeed be wiser to save some money for now. The magic number most airlines are looking for is 1,000, so if U already have that, U're in good shape even with a CPL-IR "only".
MF55