You might be ready for EK but thats no garrantee that you will get it.
Also thats cost 150k at least including living expenses proberly more likely 175k. Call it over 200k
You will be a Captain before that gets payed off. And lord only knows what your going to do if you loose your medical or get payed off when the deliverys stop to make room for the new cheap cadets.
Where as you can be modular and do exactly the same route for 60k. Including selling your soul to the devil.