There is another aspect to all of this, I agree that if your goal is the airlines, the road is long and the sacrifices of low pay to gain the experience are high, but there are other aviation fields where you might get somewhat of a decent pay in a few years at it, helicopter pilot for example, I know of folks that are now working air ambulance in bell jet rangers that weren't even pilots 6, 7 years ago, flying for a sheriff's department, flying for a government agency inspecting electrical network, I know a good friend doing that now that started 5 years ago instructing in piston helos, flying turboprops for custom patrols, those guys don't make tons of money but they have some good benefits, whatever the case you will have a few years of growing pains, the person you need to discuss this is with your better half, without her 100% on board with making cuts the first few years, it's not going to work. Good luck