Hi Eire_wannabe
I'm 37 now. Started on this route when I was not far off 36. Still working on it although not married, I'm not loaded either. Have writtens + CPL done, Savin up for the rest. I don't regret a thing. If I can get a job, great. I've years of professional work experience to bring with me. If I don't get a job, those years of professional experience will keep a roof over my head.
Good luck!