Old Duffer,
I don't wish this thread to become yet another one about how terrible everything is, but lets just say, 'things ain't what they used to be'. It is simply that I see little chance of interesting opportunities in the job satisfaction stakes, by my own, personal measure. There's no doubt that it was my choice to take the FRI and I'll have to live with it, most probably. I made a mistake in some respects, and circumstances have also changed in many respects since I applied. Whether those circumstances are exceptional - well I guess I'll find out!! I'll ignore the quaker suggestion!
English P.
Thanks for the update on the Tax. It will make things a lot simpler to sort, even though it doesn't affect the overall bank balance in the end.