t'aint natural
You got shafted by the regulator, a monopolistic QUANGO with few market forces driving their decisions. That's unlike customers and especially employers, who deal with market forces everyday.
Do you really need a class 1 medical to instruct in a C152? Wow!
chuck
The way things are going, flight schools in the US are going to need to lobby to get insurance at all. Schools are starting to eat the cost of any damage as they do not dare to make claims for fear of being dropped totally. It's now become the most serious problem for flight schools, not instructor pay.