It is a tough question and I suppose without any statistics forthcoming from CTC it can only be classed as a calculated gamble. The real problem is that there are really very few options for the 200 hr frozen ATPL holder without any commercial experience.
I'd be interested to hear what people would choose to do if they could get a loan for 6 grand.
1) get a flight instructor ticket assuming you had a job lead with a local club
2) do the AQC assuming you were selected
If there were any turboprop operators hiring people and training them up then that's what I would choose to do, but if you can't get a job through the traditional route you either fork up and pay more or roll over and go back to the old job, whatever that happens to be.