Utter Utter Cobblers; you are hardly in a Care Home are you! The only folks who spout this twaddle are those that think the aviation world can only be skinned one way by MOL or CTC.
1. Get a CPL/IR Frozen ATPL.
2. Pay for a 500 hour package on an A320.
Voila.... aged late 30's you will be in the self same position as most other folks.
Rated, and with hours on type (enough hours), and fully current unlike those that havent flown for years due to the downturn.
Check out the job adds.. you will be rather well placed in fact compared with many.
BN