Yes, paying via Paypal does NOT give you the section 75 Consumer protection. You are paying Paypal not Monarch.
Your cover will be if Paypal fails. If Monarch (or whoever) fails-you get nowt.
Credit card fees are small, typicaly 1.5% -certainly not £10 a pop.
What would you say if you bought £50 worth of petrol and were charged £10 fee for cc?
Paypal has it's own protection scheme- but that is ONLY valid for purchases made on e-bay.
Generally speaking debit cards also afford you no cover either.
If you want section 75 consumer proection then you have to use a CREDIT card & pay directly with it.
Last edited by Mr A Tis; 27th Apr 2012 at 15:41.