Apologies for slight thread drift. Hope somebody can bring it back on track with useful information.
If I can offer one last bit of advise - don't be taken by 'onest frank. Take his words with a large pinch of salt.
"I guess you still live at your parents house and get your dad to drop you off as you seem to think the agency just throw those in. They do cost money, you know. How much could you get accomodation for in MAN or GLA"?
That seems to sum up his ignorance!
SK