As I said earlier, we are not TEST PILOTS.
If you company has a SOP in place to allow you to select TOGA at the last minute and not FLEX then fine........
If not then be prepared to justify your decision in a subsequent court of law should something go wrong. Don't expect your Chief Pilot to defend you either.
So, if there is any doubt there is no doubt.
Take the extra 3 minutes, I'll wait if I'm behind you