Norman 2
I decided to "go for it" when I was in my early forties however, I started on the proviso that I would become a part-time instructor first and an IR and job might come later.
I did all my ground study whilst in full-time employment followed by a BCPL and Intructor Rating. Instructed part-time and decided to do an IR once I had about 800 hours. Did an MCC and finally got a flying job this year on a turbo-prop. I consider myself to be very lucky.
Perhaps you should consider a similar route, that way you keep earning and you too might be lucky.