check this, you'll find legal info.
http://easa.europa.eu/certification/.../JAR-FCL-1.pdf
also, anywhere south of Scandinavia will be a lot cheaper, the difference can be up to 50% less
Germany has a good relation money vs. quality, Spain is dangerous because the crisis, but there are some good places to go, England and Ireland are options too. But Scandinavia is the most expensive place.