Make your minds up
First its Ryanair pay so badly that staff are destitute............which means they couldn't get a mortgage in the 1st place to worry about, now its they can't quit their jobs because of their financial commitments.
I know of quite a few FR pilots who have mortgages and hate working for Ryanair but can't just quit because of their financial commitments, unless of course they have a new job to go to. This was the inference of tsr and fmgc, don't like it just quit!!
In any case replace the I retract the "mortgage" from my previous post and replace it with "car loan" as it is well documented FR pilots sleep in their cars in the Dublin Airport carpark