Thanks for the great advice guys. Just wanted to say that in January I was unsuccessful after making it to the FI, and had to wait 5 weeks for the rejection email. Was devastating. Anyway, I tried again on the 19 Dec. I made it to the FI again which was on the 20 Dec. On the 27th Dec my status changed to approval in progress, on the 28th Dec it locked me out and said in red you will be contacted by .........
I just wanted to tell those who are unsuccessful not to give up hope. Keep at it, if its your dream!!
Good luck to all waiting for the beloved golden call, I'm hoping they phone us all this year