I couldn't give a t@ss if I sound stupid in front of me pax better that than leaving the the dunlops un dangled. Here's my sequence:
Get slowed down early so I can get the gear down at the point of join (overhead, x wind, base whatever) - good speed control device all that cr@p hanging in the breeze. So say out loud "gear down" look at the lights feel the thumps say out loud "three greens"
Downwind (if there is a downwind) usual checks say it out loud
Finals PUF check
P - Prop: Fully fwd
U - Undercart: down and three greens
F - Flap: Set (full or 2 or what ever)
Another thing if you have pax, why not use the resource? Get them involved in the process and give them the checklist to read out (you'd be surprised how many people really get into this)
Mrs R is into challenge and response even if she does have an eccentric way of pronouncing "magneto" (to rhyme with Cornetto) and nowadays gets huffy if she dosent get to do the checklist bit.