From todays Toriegraph
The user guide for the Ryanair Cash Passport reveals that after six months, anyone who does not use the card will be charged £2.50 a month for inactivity, while a ten pound charge will be levied every time the card goes into negative territory because of the inactivity fee.
Customers will also be charged £2 for withdrawing money from cash machines, and £4 if they try to get cash out over the counter.
The rules are black and white. It very simple, if you don't want to sleep with the devil, don't get into bed with him.
No one is forced to fly with Ryanair or any other company, if YOU choose to do business with a company it is on THEIR terms! Its YOUR choice.
Whilst this is not a credit card, what happens to your credit rating if you end up in negative territory, then move address, forgot you had a card and find 6 months later your -£25 in debt and need a flight?
I think that FR only want to offer this card to preempt any forthcoming action from the OFT on the issue of card fee's, so that they can say customers have a choice and can avoid any card or admin fee's
Its your choice