I am not overly familiar with the US scene but from friends who are I have managed to glean this info.
Majors. Generally they want a degree. No degree = probably no chance.
Regionals. Your age shouldn't be a problem, commuting etc might be a hassle + I believe legislation is being passed/tabled about a minimum of 1500 hours etc.
Furloughed pilots? Well, rarely do all of them come back. A few find other things to do that are (to them) less hassle.
Military pilots? Well, there's not as many of them as there used to be. They are competition but probably not where you'll be looking initially.
Aviation is highly sensitive to economy and rarely do the managers get the hiring spot on. It's best to catch the hiring wave "early".
I know Europe is different, but I think in the US and other regions it'll be "experience commensurate with age". So, at the moment, you're not too young but I would spend some time researching the hiring practices of the charter/regional/bizjet market you want to be in.
Good luck