That is interesting in that SIA are now requiring payment of 50% of the cost.
When I joined as a DEC on the A340 from memory bank guarantee was around S$50000 and total bondage ( which was assumed to be the cost of conversion course which always seemed to have no bearing to what it must have cost SIA was around S$220,000)
On the B744 bank guarantee was S$60,000 and total bondage around S$250,000
At least with the bank guarantee you got it back provided you stayed 5 years from being checked out on the line. Are they going to keep this 50% of training costs or return it???? If not then it sounds like a very bad deal. How do they expect you to fund these training costs and what are the figures???????????$$$$$$$$$$??? SIA will include the salary you are paid during training which can take up to 3 months to complete as part of training costs no doubt. Even the cost of the ticket to get you over and to get CAAS licence etc etc knowing them.
I very much doubt if the terms will be good enough to attract a B777 rated Captain