Habibi, suggest its got nothing to do with you. If the terms of the LIPS policy are met, he gets the $$$. LIPS payouts, are not made if you are going to die, they are made if you lose your GCAA medical. If you don't like it, leave the scheme, or pick up the phone and talk to LIPS about it, don't use this place to snipe at them.
But perhaps you won't.
SyB
