As Centaurus says,lots of similarities with Garuda crash.Its important to be honest when discussing these accidents;many pilots have continued approaches when technically speaking they really shouldnt have.Whats important is that if you do decide to go outside SOP,you know your own limitations and that of your aircraft.To blindly ignore SOP and hope for the best is reckless endangerment.You need to apply certain hard and fast rules in making your decision and you need training and the technique to pull it off.Its not trained because an airline can hardly train for something thats outside their own mandated SOP's.But is it unsafe to continue an unstabilized approach?No,not necessarily.Life isnt black and white like that.But its never ever wrong to do a go-around if youre unsure/unhappy.
If the figure of 4000' ROD within the last 1000' is accurate(None of the links to the report actually work!!!!) this is clearly a case of reckless endangerment and not a calculated and perfectly safe decision to continue a landing off an unstabilized approach.
The FO can raise the gear as a last resort to force the Captain to go-around but not below 200-300'.It must be done early enough or he becomes more dangerous than the guy sitting next to him.Its a last resort maneuver and so he/she must know what they're doing.I mean we wouldnt want FO's pulling the gear up every time the skipper is technically outside SOP.Its to be used in a life or death situation.