Thanks guys, it is looking as though my finances are limiting to a group share.
In response to the IR question it is quite relevant, I have a fair deal of IFR flying under my belt and feel comfortable in those conditions. My job requires me to visit clients around Europe and I would like to fly to these clients myself without too much weather restriction so VFR wont always cut it hence the requirements for a decent instrument equipped aircraft. Of course, in reality I have no idea how much of this I actually will do and could quite possibly end up doing weekend tours of the Isle of Wight VFR!
All the responses so far have been most helpful and informative for which I am grateful. Having never owned an aircraft or seriously considered one before i genuinely had no idea of the costs involved although a general appreciation of the variable costs and how scary they can get.