then that's what it is unless you offer to pay for the increased premium your neighbour would incur if the minima were reduced.
I'm not sure on what figures we are talking here so I presume paying for the Increased Premium would require me taking out a small loan.
I will have to get talking to the owner again and discuss it more thoroughly to see what he say's on the subject. The machine is only 5 Min's away and the summer is rolling in so it would be a shame not to be able to get flying it because of the Insurance.
Cheers