Interestingly, I made all the above points to the FSTA IPT
long before anyone was selected as preferred bidder....
I asked a few civil airline pilots; most asked about medical cover, life insurance excess when flying as a mercenary.....oops, sorry, 'sponsored reservist'
, loss of licence cover, pay and allowances. "Ł100K to get me out of my 747-400 to fly to the bŁoody Falklands and live in a tip" was a typical answer some 10+ years ago.
I briefed the civil serpents about this, but it was news they didn't want to hear...