FREDAcheck,
The poor airfield operator is always in the front line.
However, this means that the pilot would be uninsured without PPR etc etc.
So, it is illegal to fly without insurance.
So the airfield operator can then respond: "your flight was nothing to do with me". So some hope for airfield operators.
But if the airfield CCTV catches you bouncing off the runway after a downwind landing and hurtling towards a parked aircraft and hitting it - expect a bill from the insurers of anything damaged! (or, at the very least, a bill from your own lawyers for defending you against such a claim!)
And don't expect hull cover. It is also against the law for insurers to pay out for illegal actions.
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Look closely, this is not just about Farmer Joe's grass strips. It is about ANY "landing ground" that is not licensed. And that number is growing now that ab inition flight training for light aircraft is now allowed from unlicensed airfields.
It may even cover Government Airfileds since they are not "licensed"!!