Been here two and a half years. Live outside of EK housing. Have a car loan. Am an FO. I get 38,000 Dirhams a month after deductions. Give or take a grand. Hope it helps.
I'll be the second to call BS on that. They must be dispersing your housing allowance on a monthly basis. 28,000 BEFORE deductions is much more accurate as long as you don't have leave that month.