What's P2F? Pay to Fly or something?
There's one guy here who was with Lionair before. He got into Garuda but he told me that Lionair now makes it difficult for expat pilots to leave for Garuda. Otherwise there will be nobody left to fly the Lionair planes. I don't know the exact story on how they do it, but your employer has to sponsor you to get a working visa. Even if you already have one for a different company. So to prevent your employees from leaving is simply a matter of bribing the right people at the immigration department.
I don't have any info on the financial situation at any airline.
We can start a lengthy discussion about paying to work, but ultimately it's a difficult decision that you have to make yourself, and there are reasons to do it and reasons not to do it.
Good luck!
Timon