you shouldn't be offloading bags or pax anyway...well not unilaterally anyway. The simple solution is to call ops, tells them you need x amount of fuel and let THEM make the decision
well dear Trader, I don't know that particular story in all details, but .....
if you let THEM make the decision, then what's your fourth stripe for?
if their decision is no additional and you deem it necessary, what do you do?
you say you should not offload pax or bags, so you offload necessary fuel?
I know my questions are somewhat rhethoric, but it all runs down to what others pretended on earlier contributions: Who decides how much fuel has to be put on? Is it the CAA/GCAA, is it the company or is it finally the one who sits nervously on his back side in the steel tube itself when the dream team of ATC is on shift during peak?
If this whole thing starts getting ruled by statistics letters or warning letters, then safety takes a hit. I agree we should weed out the overcautious, but there's a constructive and educative way and there's unfortunately the EK way