I´ve been following this forum for a while now. About to take my ATP theory exam in a few months, have 700h TT, been CFI in the US but no other commercial experience. Will complete my ATP frozen for sure, but dont think ill do the MCC, JOC and TR, since it will probably be a waste. Financial risk simply too high. Considering the fact that i would be at the bottom of any employers list, i think ill go back to my job in the armed forces.