try again HKfooey,
Assuming he works until 65 he has 23 years left. A more realistic scenario is S/O 5 years F/O 15 years Cap 3 years. Taking into account the yearly increments the numbers are;
S/O HKD $1.9
F/O HKD $13.0
CAP HKD $3.7
TOTAL HKD $18.6 mil
Assuming an average monthly income of HKD $120k (which is more than conservative) from now until he retires from his current position.
Banker HKD $33.1 mil
That is a whopping HKD $14.5 mil difference, nearly 2 USD million. Or he would have to work half the time (12 years) as a banker to achieve the same amount (23 years) with Cathay. It is just insane!!!
Tell you what, money is not everything, but that amount would have bought this banker way more dreams than the cadet program ever will, not to mention the quality of life he would have been able to provide for his wife and kids.