Let us not forget that extending home ownership to 25 years is a BENEFIT for the company!! If the scheme ends at 15 years, then we go rent a suitable place at the rental ceiling, which happens to cost the company signifcantly more $$$.
Extending it 25 years is a win/win deal for all. But of course not good enough for CX.
I say we just keep it as is and I'll see you all in the Four Seasons in a few years!!