Hi,
I too absolutely crapped myself at the thought of stalling. Before I knew anything about it, I thought we'd plummet miles down and end up making a fiery mess of a nearby farmers field - how wrong was I!! I'm a big girls blouse with things like that and I didnt find it remotely scary or unsettling.
Secondedly, I don't earn a great deal and have been making do with 2-3 lessons a month, sometimes less. It's ok, just takes a bit longer, but it can work to your advantage if you make it. Plenty of time to get stuck into the theory, researching your next nav flight, go over your checklist etc. etc.
Best of luck.