You will be wise to take the advice of Monster. Open your eyes for Gods sake, the crash is imminent. You don't have to look far, or research too deeply these days to see that we are in for a rough ride. Look at the latest evidence, 750 billion is chucked in to "rescue" Greece, sorry that should be French banks, and within a couple of days the markets were down again.
No amount of bail out money will fix this sick system, it's had it's day, we will have to bleed before an alternative comes along.