Thanks guys. Appreciate it's all hypothetical and completely understand the probability of more then min training hours required. However - in principal are those the optimum in theory? Regarding the last replies - what is important is that the IR needs to come before the CPL to shave 10hrs off the CPL training (15hrs rather than 25hrs required).
Moona's probably correct on the cheapest with the slight change:
FAA/SA PPL
Non-equity share for hour building
ME/IR in Spain
CPL in Florida
MCC in lower cost sim (not full motion)
What's the cost of a 15hr CPL in Florida?
Regarding the PPL hours - that was what I was trying to say - it being unlikely that many PPL's would get so much P1 time.