Bruce,
there's obviously some sort of misunderstanding between us.
My point is that people should be able to finance their own initial trainng (CPL-ME-IR MCC and ATPL theory) if they can't embark on a sponsorship.
Nonetheless, TRTO access should be restricted to people who hold an employment contract with an airline, not an FTO nor TRTO or even an agency.
This would then provide a level ground from which airline could recruit, enable people to take their chance towards this career without forcing people into the P2F scam.
Hope my point of view is more clear now.