At 200 total time, you won't meet the insurance requirements for a twin job, not matter how much of your total time is in a twin.
Before anyone jumps in, this is not specifically aimed at anyone (quoter included).
It would be the exception, rather then the rule, but I have seen a sub 400hr pilot with over 200 hrs in Barons employed to fly just that. Envious? Yes I would have been at his level, but good on him!
For the record, I did my CPL multi and at that time, probably wouldn't have had as much benefit as in the current climate, but these days, pilots are progressing onto multis at 500TT, not 1000.
The sooner you get into the multi hours, the sooner you will meet any insurance requirements, which in any case are able to me modified for the right person. (Just like car insurance, you simply get the individual pilot approved, albeit with the possibility of an excess increase.)