Sorry, but you really need your head checked.
You honestly want to get you licence as quickly as possible when there are no jobs? Where is the sense in that, have you not seen the airlines that have collapsed and the amount of experienced and low hour pilots that are still waiting around for a job?
It's not going to get better for another 4-5years minimum for low hour pilots! You aren't thinking about it as a businessman, no businessman would invest 80k in an opportunity which gives him no return at all. It's about taking risks which are manageable.
I understand the dream of flying, but putting yourself and your family in huge amounts of stress and debt will do you no good.