wot englishal and io540 said.
I'm the same hours as you at 100, and really wanted my own plane, because it would be mine. I looked into ownership..............and ended up buying a share in a pa28.
What did it for me was the realisation that even a really well used plane of my own would spend over 99% of the year on the ground costing me money, and less than 1% in the air, "paying me back"
This way I get to fly nearly as freely as I could, have a much reduced drain on the bank, am building knowledge and experience, am learning what is and maybe more importantly what isn't value for money. Even the insurance will be cheaper when I have built my hours to 200+. LOgically there isn't really a choice, but we tend to buy the things we want with our hearts, not our wallets. Whatever you do, listen to people, but make your own mind up, and good luck.