In Ryanair's defense, one of the reasons they replaced the Visa Electron with the prepay Mastercard was because electron cards are being phased out over the next year or so. There is a specific thread dealing with this issue with some good discussion about the types of card you can get to avoid the dreaded Ryanair 'card' fee.
http://www.pprune.org/passengers-slf...e-ryanair.html
Anansis