Pedroalpha you are right the best way to look after your family is to add another 15k of debt on your remaining debts, JW411 is right no airline is worth working for if they insist on you paying for your training, I know it's tough I have been there myself but you just have to stick at it one day you will get your lucky break.
Anyway when a airline bonds you for 3 or 4 years you are in a way paying for your type rating because if you leave before your bond expires you have to pay the remaining cost for the type rating, but taking out another 15k on a type rating is not worth it because when you get your pay cheque at the end of every month you will find that there is not much left after you pay back the monthly payments on your 15k loan as well as the one you took out to complete your cpl training and don't forget your living expenses, you will be worse off financially for a long time.
The market will improve.