Can't wait to hear what Mrs happyguy99 makes of living in a $5k-$10k apartment in HK with around $15k - $20k a month left over for fun. After a few years of that she'll soon be Mrs unhappyguy99IwantaDivorce.
Why not come and have 4 weeks hols (sometime between November and March would be good) with $31K and see what kind of life you could expect.