i know a friend of a friend that has the odd work going for a company at the moment for a Cessna Citation aircraft.
one problem tho, is they want 1000 hrs (which they can get) 500 hours on type, and at the moment captains a working for free and there co-pilots are paying them to be in the right hand seat..
which = keeping current for us guys, but paying for it!!!
its up to you if you want a rating.
just remember if you get a type rating you will narrow down the
companies who you can work for only.
also there are lots of netjets pilots and others who have had flying hours cut back this year. i know of a small number working as instructors at the moment.. due to the lack of flying!!!
i am in the same position like yourself. throwing money at aviation may not solve the problem and you could be renewing your type rating and ir rating sooner than you think... which is more cost to spend!!!