get your A-LEVELS, college degree and graduate paying job and start saving.
If you go to college and get decent job then
- save first for PPL..take a holiday for 3-4 weeks to florida and attain ppl
- come home,return to job and part time ATPL study and exams(over about 1 year) and at the same time your saving for CPL/IR.
- with ATPLs done you have something like 2 years to attain CPL..so save save save
- career break for start of cpl/ir...if loads of aviation jobs you can probably leave your job if your made too.need 3 months.
Then you are left with: Frozen ATPL, no bank loan/interest, loads of pilot jobs,
or worst case scenario: Frozen ATPL, small loan, few pilot jobs but at least career/experince to fall back on and resume normail life!!!This is what I would have done if time was turned back!