Who gave you the advice?
... the bloke who's going to make the money from you?
VERY few get into a twin or an IFR aircraft for quite some time. You pay to get full bottle and then have to pay squillions to keep current or lose it.
Start at the bottom.
If you have the money for instrument ratings or multi engine endorsements, put it somewhere where you can't get at it when you're a bit short for a
p!ssup and get those skills when you are at the right stage of experience.