Horgy, a well reasoned and valid response. The only thing you have said that I find difficult to accept is the issue regarding your tax issue, the whole tax situation that Ryan encourages is a con. They save a small/large fortune in tax and contributions themselves by having you contract as self-employed.
It's there to make you think you are earning well but have you deducted all your expenses, paid for insurance, in short reduce that 4000 by all the benefits that the rest of the industry take for granted.
Have you taken any legal advice on this tax situation? Because whilst it would be bad enough for RYR to lay some of you off because they can if they need to, but what about the double wammy of facing a huge tax bill from an Inland Revenue wising up and no job?
Enough from me..best of luck all.
