Well, just like me going modular is the best way to do it nowadays and I'm glad I have! 4/5yrs to play with is good, just keep current with the flying! ... With much less/minimal debt, it means that the salary can be spent on other things rather that paying back big loans.
Don't aim for BA after graduation unless your Integrated or have something like 1500hrs experience (I think on jet).
Found some other positive news from the other side of the world:
BBC NEWS | Business | Singapore's economy bounces back