Remember Riisshhii, although we are in the same situation, im not young anymore!
im 25, youre only 19! which is why my decision making is being really rash cos before you know it im coming very close to my 30s!!!
No offence, but I think you're way over the top if you quote your age of 25 as the reason to go 70k in debt. Don't do it. Save for a few years and when you're 28 or 29 with some money in your pocket, consider it again. There is no rush, if anything it would be wise to take it slow in this economic climate.